Privacy Policy

 

CMYINCOME.com and our subsidiaries and affiliates ("CMYINCOME.com" or "we") respect your preferences concerning the treatment of personal information that we may collect from your use of the CMYINCOME.com Web sites and your interactions with CMYINCOME.com off-line. This policy lets you know how we collect and use your personal information, and how you can control its use. This policy describes the broadest potential use of personal information throughout the CMYINCOME.com Web sites and in off-line transactions; however, we may make far less use of your personal information.

Because CMYINCOME.com lines of business and offerings collect and may use personal information in different ways, CMYINCOME.com has established separate privacy policies that govern those different activities. The following privacy policies are specifically tailored to the relevant line of business or offering, and are separate and distinct from the activities governed by this privacy policy:


PERSONAL INFORMATION WE COLLECT AND HOW:

Personal Information: This policy covers the following personal information that CMYINCOME.com collects through your use of the CMYINCOME.com Web sites and in connection with off-line communications. Specifically, CMYINCOME.com may collect this information from offline and online registrations and forms, communications and interactions.

  • Contact information, such as name, physical address, telephone number(s), email address, and company. The majority of the information collected under this category is business contact information and when this information is collected in forms on our web site, it is collected and/or transmitted using Secure Socket Layer (SSL) technology.
  • Transactional information, including information about the products and services you purchase or download or about which you make an inquiry.
  • Financial/credit card and payment information.
  • Event , such as services presentations, training attended by CMYINCOME.com. If we use electronic tracking technologies at an event, we will provide notice in the event registration materials and/or correspondence.

Electronic Communications Protocols and Cookies: In addition to the information specified above, CMYINCOME.com may collect information about your use of the CMYINCOME.com Web sites through electronic communications protocols and cookies. As is true when you visit most Web sites, CMYINCOME.com may automatically receive information from you as part of the communication connection itself, which often consists of network routing information (where you came from), equipment information (browser type), your IP address, and date and time. CMYINCOME.com also uses cookies, embedded URLs and embedded pixels to capture additional information.

Cookies: CMYINCOME.com's server will query your browser to see if there are "cookies" previously set by the CMYINCOME.com Web sites. A cookie is a small piece of information sent by a Web server to store on a Web browser so it can later be read back from that browser. Cookies on the Web sites may collect a unique identifier, user preferences and profile information and membership information. CMYINCOME.com also uses cookies to collect general usage and volume statistical information that does not include personally identifiable information. Some cookies may remain on the user's computer after they leave the Web site, and the majority are set to expire within 30 - 365 days. While we do not offer an opt-out for cookies, browsers provide you information and control over cookies. You can set your browser to alert you when a cookie is being used, and accept or reject the cookie. You can also set your browser to refuse all cookies or accept only cookies returned to the originating servers. Users can generally disable the cookie feature on their browser without affecting their ability to use the site, except in some cases where cookies are used as an essential security feature necessary for transaction completion.

Flash Cookies: We also use flash cookies, also known as "local shared objects," on our sites that employ Flash technology. Flash cookies are small files similar to browser cookies and are used to remember the site's settings to personalize the look and feel of the site. Like normal cookies, Flash cookies are represented as small files on your computer. One method of preventing Flash cookies from being placed is to adjust your preferences in the Macromedia Website Privacy Settings Panel at macromedia.com.

Embedded URLs: CMYINCOME.com also uses a tracking technique that employs embedded URLs to allow use of the site without cookies. Embedded URLs allow limited information to follow you as you navigate the site, but is not associated with personal information and is not used beyond the session.

Embedded Pixels: On the Web site, CMYINCOME.com may use embedded pixel technologies on selected pages for the purposes of identifying unique user visits to the CMYINCOME.com Web sites as opposed to aggregate hits. In addition, embedded pixels or other technologies may be used in emails to provide information on when the email was opened to track marketing campaign responsiveness; information collected using these technologies may be associated with the recipient's email address.

Third Party Cookies: CMYINCOME.com has engaged one or more third party service providers to track and analyze usage and volume statistical information from visitors to the Web site. The service provider(s) set cookies on behalf of CMYINCOME.com. CMYINCOME.com also uses other third party cookies to track the performance of CMYINCOME.com advertisements on their Web sites.

CMYINCOME.com may re-associate the information provided by the technologies directly above with personal information.

Widgets: Our Web site includes Widgets, which are interactive mini-programs that run on our site to provide specific services from another company (e.g., links to bookmarked sites). Personal information, such as your email address, may be collected through the Widget. Cookies may also be set by the Widget to enable it to function properly. Information collected by this Widget is governed by the privacy policy of the company that created it.


USE AND SHARING OF PERSONAL INFORMATION

CMYINCOME.com uses (and, where specified, shares) your personal information for the following purposes:

To engage in our services. CMYINCOME.com may use personal information such as name, physical address, telephone number, email address, and company to engage in transactions with you, including contacting you about your personal information.

To process the request of our services. CMYINCOME.com may use financial/credit card and payment information to process your order. CMYINCOME.com may need to share some of this information with delivery services, credit card clearing houses and other third parties to complete the transaction.

To tailor your requests. CMYINCOME.com may use your personal information to notify you about service developments. CMYINCOME.com also may use your personal information to respond directly to your requests for information, including registrations for newsletters or other specific requests, or pass your contact information to the appropriate CMYINCOME.com office channel for further follow-up related to your interests. In addition, if you consent, CMYINCOME.com may share your contact information with other selected partners that offer complementary services. Please review the specific partner's privacy policy regarding any further interactions with them.

To provide online forums and social networks. Some services available on the Web sites permit you to participate in interactive discussions, post comments, opportunities or other content to a bulletin board or exchange, or otherwise engage in networking activities. Some of these services are moderated; all may be accessed for technical reasons. CMYINCOME.com does not control the content that users post to these forums or social networks. You should carefully consider whether you wish to submit personal information to these forums or social networks and should tailor any content you submit appropriately and in accordance with the relevant terms of use. In addition, you should review any additional terms and conditions that may govern your use of these services, including terms related to use, sharing your personal information and receiving communications; any such terms will be clearly identified on the relevant site.

To post Testimonials. We post testimonials on our web site which may contain personal information. Prior to posting the testimonial, we obtain the customer's consent to post their name along with their testimonial.

To select content, improve quality and facilitate use of the Web Sites. CMYINCOME.com may use your personal information, including the information gathered as a result of site navigation and electronic protocols and cookies (including third party cookies), to help create and personalize Web site content, facilitate your use of the Web sites (for example, to facilitate navigation and the login process, avoid duplicate data entry, enhance security, and preserve order information between sessions), improve Web site quality, and evaluate page response rates.

To provide various CMYINCOME.com communities, such as partners, with relevant services. If you sign up for a CMYINCOME.com community (e.g., CMYINCOME.com Partner Network, CMYINCOME.com Technology Network, CMYINCOME.com), CMYINCOME.com also will provide you information in which you have expressed an interest related to new services, alerts, updates, terms, special offers and associated campaigns.

To power joint sales or product promotions. CMYINCOME.com and its partners may engage in joint sales or product promotions. Such promotions will always reference the partners involved. Both CMYINCOME.com and the partner(s) will have access to that information, and either CMYINCOME.com or our partners may provide you the sales or product promotion information. We recommend you review the privacy policies of these partners to address your particular needs and concerns.

To comply with legal requirements. CMYINCOME.com may be required to disclose your personal information in order to comply with legally mandated reporting, disclosure or other legal process requirements. CMYINCOME.com will use reasonable efforts to limit the personal information it provides for these purposes.

Please note that your personal information may be transferred, accessed and stored globally as necessary for the uses stated above in accordance with this policy. While CMYINCOME.com may share your personal information with agents and contractors in order to perform the functions listed above, including credit card clearing services, and event, campaign and web site management, we require that they treat your personal information, and limit its use, in accordance with the standards specified in this policy.


REGISTRATION, PREFERENCES AND OPT-OUT

CMYINCOME.com allows you to establish an online registration profile for service communications at CMYINCOME.com. You may use the profile to customize and control your preferences for receiving electronic information, including opting into (or out of) communities, newsletters and general interest areas. You can return to the registration profile at any time to change your elections or modify your profile at www.cmyincome.com. Please login as usual and follow the prompts to "update my profile."

Opting Out. CMYINCOME.com enables you to opt out of the service provided by CMYINCOME.com. You may opt out of email marketing by modifying your online profile as described above or by using our general unsubscribe automated link. You can find details on how to automatically unsubscribe from email communications, as well as how to submit requests to opt-out, on our CMYINCOME.com Account Help page (www.cmyincome.com). If you have any problems using any of these opt-out mechanisms, please contact us at Contact CMYINCOME.com., indicate "opt-out" in the subject line, and specify what problem you have encountered in the body of the message.

Some non-marketing communications are not subject to general opt-out, such as communications related to our services, and other support related information, or events for which you have registered, and disclosures to comply with legal requirements, as well as communications with partners, including service alerts.

Information-Sharing Choices. CMYINCOME.com only shares personal information with selected companies after providing users the ability to either opt out of or opt into the sharing. There are limitations to opting out of such sharing in the case of (1) events where the data goes to both CMYINCOME.com and the other party at the same time; (2) where the customer has requested follow-up which involves CMYINCOME.com partners; and (3) where third parties are required to accomplish the transaction or perform the service.

Third Party Permission-Based Lists. On occasion, CMYINCOME.com may use third-party lists to send communications about CMYINCOME.com services. These lists, which are maintained by third parties, include users eligible under applicable law to receive emails from other companies such as CMYINCOME.com. When we use such lists, the communications will include mechanisms to opt out of CMYINCOME.com communications and the third party lists. If you have trouble opting out, or if you wish to make us aware of any issues related to a third-party mailing, you may Contact CMYINCOME.com. directly.


ACCESS AND PROFILE UPDATES

You have the ability to update your CMYINCOME.com profile and related personal information at any time. To change this information, please login at www.cmyincome.com and follow the prompts to "update my profile." If you have questions about your account or are having trouble accessing your account, you can get answers to Frequently Asked Questions (FAQs) and request help with your account at www.cmyincome.com. If you have privacy concerns about your personal information, please contact us at Contact CMYINCOME.com.

While the majority of questions and issues related to access can be handled quickly, complex requests may take more research and time. In such cases, issues will be addressed, or you will be contacted regarding the nature of the problem and appropriate next steps, within thirty days.


ADVETTISING

CMYINCOME.COM uses some third parties to administer a limited set of CMYINCOME.COM advertisements on its Web sites. No personal information is provided to the advertisers as part of this process, but aggregate profile information, such as user community, may be used in the selection of advertising to make sure that it has relevance to the user. On some banner ads, an embedded pixel may be present, and while it does not associate with a cookie or other personal profile information, it may return session connection information that allows advertisers to better determine how many individual users have clicked on the ad banner.


SECURITY

The security of your personal information is very important to CMYINCOME.com. We have in place physical, administrative and technical safeguards designed to protect your personal information from unauthorized access. In addition, CMYINCOME.com uses standard security protocols and mechanisms to exchange the transmission of sensitive data such as credit card details. When you enter sensitive information such as your credit card number on our site, we encrypt it using secure socket layer (SSL) technology.

In the event that your personal information is acquired, or is reasonably believed to have been acquired, by an unauthorized person and applicable law requires notification, CMYINCOME.com will notify you of the breach by email, fax, or U.S. mail. CMYINCOME.com will give you notice promptly, consistent with the reasonable needs of law enforcement and/or CMYINCOME.com to determine the scope of the breach and to investigate and restore the integrity of the data system.

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